What is Expat Money Rates?

Expat Money Rates is a comparison and enquiry service designed to help internationally based savers explore relevant savings, deposit and fixed-income options.

Does Expat Money Rates provide financial advice?

The website provides comparison information and introductions. It does not provide personalised financial advice. Consider independent professional advice before making a financial decision.

What products can I compare?

Bank term deposits, fixed-rate savings and selected fixed-income opportunities may be available depending on jurisdiction and eligibility.

Are all products protected by deposit insurance?

No. Protection depends on the product, institution and jurisdiction. Investment products such as bonds are not the same as bank deposits.

Can I compare rates if I live abroad?

Yes, subject to provider eligibility and the countries currently supported.

Is there a minimum amount?

Minimum amounts vary between providers and products. The comparison form accepts a range of starting amounts.

Will I have to move my money immediately?

No. Requesting information does not commit you to any product.

Are returns guaranteed?

Deposit interest may be fixed according to a particular deposit's terms. Investment returns and capital values can vary and are subject to product-specific risks.

For expats & international savers

Compare savings & fixed-income rates for expats

Explore fixed-term deposits, savings products and fixed-income opportunities available to internationally based savers. Compare options in one place and find solutions suited to your goals.

Compare Available Rates

Free comparison • No obligation

Options may include bank term deposits, fixed-rate savings and selected fixed-income investments.

Comparison overview

Compare your options

Fixed-Term Deposits

Predictable rates and defined terms

Fixed-Rate Savings

Capital held over a set period

Fixed-Income Investments

Selected income-focused opportunities

See Available Options

Availability varies by jurisdiction and eligibility.

International Focus

For internationally based savers

Multiple Product Types

Deposits, savings and investments

Simple Comparison

Tell us what you're looking for

No Obligation

Review without committing

Why compare

Finding competitive rates abroad can be complicated

Eligibility rules, currencies, jurisdictions, product terms and banking requirements can differ. Expat Money Rates simplifies the process by helping identify options relevant to internationally based clients.

Your Location Matters

Product availability can vary depending on country of residence and nationality.

Your Time Horizon Matters

Compare shorter and longer fixed terms based on when you may need access to capital.

Your Objectives Matter

Capital preservation, predictable income, liquidity and yield may be prioritised differently.

Compare My Options

Products

Explore different ways to put your cash to work

Understand how each option works before deciding what may suit your goals.

Bank Term Deposits

Deposit funds for a defined period in return for a fixed or predetermined rate of interest.

Defined investment term
Predictable interest
Multiple currencies may be available
For cash held for a planned period

Compare Deposit Options

Fixed-Rate Savings

Compare savings products for customers willing to hold funds for a fixed period in exchange for a stated rate.

Fixed-term options
Predictable returns
Different currencies and terms
Straightforward structure

Explore Savings Rates

Fixed Income & Bonds

Explore selected government, corporate and other fixed-income opportunities with defined maturity structures.

Government and corporate bonds
Defined maturity structures
Regular or maturity-based income
Different risk and return profiles

Capital may be at risk. Investments are not equivalent to bank deposits.

Explore Fixed Income

Personalised comparison

Find options that match your requirements

Answer a few questions so we can identify relevant savings and fixed-income options.

Takes around two minutesNo unnecessary financial detailsAnswers preserved as you move back

How it works

A simpler way to compare

Tell us what you're looking for

Choose your location, approximate deposit amount and preferred term.

We identify relevant options

Products are reviewed based on location, term and preferences.

Review your choices

Receive relevant information and decide whether anything is appropriate.

Start Comparing

International by design

Built for international savers

Living abroad can make finding suitable financial products more complicated. We focus on options for internationally based clients across providers, products and jurisdictions.

British expatsEuropean expatsInternational professionalsRetirees abroadGlobally mobile familiesInternational business owners

Across borders

Location, currency and eligibility considered together.

Our approach

Why compare through Expat Money Rates?

Broader Comparison

Explore multiple types of savings and fixed-income opportunities.

International Focus

Designed around internationally based savers.

Multiple Terms

Compare short-, medium- and longer-term options.

Multiple Currencies

Relevant products may be available across major currencies.

Straightforward Process

Request information through one simple comparison form.

No Obligation

Review available options before deciding whether to proceed.

Know the difference

Deposits and investments are different

Bank Deposits

Funds placed with a banking institution for a specified term.

Deposit account structure
Defined term
Fixed or stated interest
Deposit protection may apply

Bonds & Fixed-Income Investments

Capital invested in securities issued by governments, corporations or other entities.

Capital can fluctuate in value
Issuer credit risk applies
Income and maturity terms vary
Protection differs from deposits

The level of protection, risk and eligibility varies between products and jurisdictions. Always review relevant product documentation before making a financial decision.

Compare clearly

What should you compare?

Look beyond the headline rate to understand how an option fits your needs.

Rate

Compare the stated return or interest rate.

Term

Understand how long capital may be committed.

Access

Check early withdrawal rules and charges.

Currency

Consider the currency you expect to use.

Protection

Determine what protection framework applies.

Risk

Understand credit and capital risks.

Compare Available Options

A clearer way to explore international savings

Compare products based on the factors that matter — rate, term, access, currency and risk.

Frequently asked questions

Helpful answers before you compare

See what rates and options may be available

Compare savings, term deposits and fixed-income opportunities for internationally based savers.

Compare Available Rates

Free comparison • No obligation