Bank term deposits for international savers

How term deposits work

You agree to hold funds for a defined term. In return, the provider pays interest according to the product terms. Terms, minimum deposits and available currencies vary.

Who they may suit

• Savers who do not require immediate access to part of their capital
• People seeking a stated rate over a defined period
• International clients who meet the provider's residence and eligibility criteria

Points to compare

Review the rate, term, currency, early-access conditions, provider eligibility and whether a deposit protection framework applies. Protection is specific to the institution, account holder and jurisdiction.

Important distinction

Bank deposits are not the same as bonds or other investments. Confirm the legal structure and protections of any product before proceeding.